You've built twenty years in tech — can you actually retire at 55 without running out?
For tech professionals in their late 40s and 50s earning ₱200K–₱500K a month who want to retire at 55.
- based in Taguig City, Metro Manila
- Pru Life Ins. Corp. of U.K.
- Verified on ffide
- 3 carriers
Twenty years of grind — but is it enough?
You've built ₱5M–₱20M across savings, funds, and retirement accounts. But restructures happen. College is coming. Your parents are aging. And the online calculators just made it worse. Let's get you a real answer.
What changes
I'll call him Marco. He came to me right after his first kid was born — earning well, comfortable, but when I asked what would happen to his family if he couldn't work tomorrow, he went quiet. We mapped his picture. The exposure was real. We built protection first, then layered in education funding and retirement. About a year later he messaged me on a random Wednesday: 'I slept better last night than I have in years. I think it's because I finally know we're okay.' That message is the whole reason I do this.
How I help
The plan
I help tech and IT professionals in their late 40s and 50s figure out if they can actually retire at 55 without running out of money.
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The Exposed Middle
The silent financial risks tech professionals carry without knowing it — coverage gaps, blind spots, things nobody's asked you about yet.
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The 55 Question
Can you actually retire early? What needs to be true. How twenty years of work translates into retire-ready numbers.
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Protection Without the Theater
Straight talk about life insurance, health coverage, and family security — no jargon, just the logic of why it matters.
Why trust me
Licensed, and on the record
Licences checked against the regulator’s public roster.
- Pru Life Ins. Corp. of U.K. — Life · Variable
- Oona Insurance Corporation — Non-life
- Pacific Cross Insurance, Inc. — Non-life
Tech equity. Protection. Retire at 55.
I help burned-out tech and IT professionals in their late 40s and 50s answer one question with certainty — can I retire at 55 without running out? After nearly a decade in tech myself, I moved into financial planning because I wanted work that actually touched people's lives. What's different here: I speak your language. I don't need the vesting schedule explained to me. And I care more about whether you can sleep at night than whether you remember the compound-interest formula.
Your client doesn't care that you hit a production milestone. They care about whether you can help them stop feeling anxious about money.
Recent thinking
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Is that your plan?
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The retirement structure that runs quiet while you're still working
Most tech professionals I sit with think retirement planning starts when they're ready to retire. It doesn't. It starts now, while you're still earning, still building, still showing up to work every day. The structure y...
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How decision fatigue turns into a financial structure that just works
You know what happens when you make a hundred small decisions every single day? You stop making the big ones well. That's exactly what I see with the tech and IT folks I work with. They're running teams, solving escalat...
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